Ask anyone who has gone through the bankruptcy process what led them to choose bankruptcy and how bankruptcy affects their lives. The answers may surprise you.

Most will tell you it saved them-from losing their home, from losing their car and from being harassed by creditors. The benefits of bankruptcy don’t only apply to being able to hold on to assets, however. When you can keep your most meaningful possessions such as your family home, heirlooms and personal treasures, you also keep your dignity, your identity and your sense of hope for a brighter future. Think about it: Working with a bankruptcy lawyer can actually keep your life fundamentally intact, allowing you to:

prevent foreclosure
eliminate debts
keep assets and possessions
learn money management skills
create realistic budgets and stick to them
stay on top of mortgage, bills and spending
rebuild your credit scoreso you can get a loan if you need one
start planning for the future